MINI FLEX ​CAR INSURANCE​

MINI Flex Car Insurance is a fully comprehensive monthly subscription policy designed for your MINI to give you total peace of mind, and total flexibility. Trusted by MINI drivers, it provides one of the highest quality offerings in the market.

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KEY BENEFITS

• Guaranteed option of MINI Approved Bodyshop repair in the UK
• Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
• Use of a courtesy car whilst your car is being repaired
• 24 hour UK recovery in the event of an accident
• Sole glass replacement or repair will not affect your No Claims Bonus
• Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
• Replacement child car seats in the event of an accident
• Up to £1,000 cover for replacement vehicle keys and locks
• Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500
• Car contents and personal belongings cover up to £1,000
• Roof Box cover up to £750

KEY EXCLUSIONS

• You must be aged between 17 and 85 years old to be eligible for MINI Flex Car Insurance
• Must hold a full UK/EU driving licence to be eligible for MINI Flex Car Insurance
• Minimum driver age of 30 Years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models
• UK residents only
• Have had no more than three at-fault claims in the past five years
• Have a maximum of three minor driving convictions in the past five years and no major convictions
• Some high performance and higher value vehicles may require a Thatcham approved tracking device

Terms, conditions, exclusions and excesses apply.

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Terms and Conditions

Please read the policy wording for full terms, conditions, exclusions and excesses.

MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 25 Moorgate, London, England, EC2R 6AY, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.

This insurance is underwritten by Highway Insurance Company Limited. LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford GU1 1DB. Tel. 0330 1239970.

MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.