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ELECTRIC AND HYBRID COVER MINI CAR INSURANCE.

MINI Flex Car Insurance is a fully comprehensive monthly insurance subscription designed for your MINI. With extended cover for your electrified MINI – pure electric or plug-in hybrid – it’s not just any insurance policy but an investment in maintaining your MINI beyond the drive.​


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WHY MINI FLEX INSURANCE?

TREAT YOUR MINI RIGHT. 

Repairs guaranteed for 5 years, performed by qualified MINI technicians with MINI parts – keeping your MINI in the best condition.

MINI NETWORK COURTESY CAR. ​

Courtesy car included as standard even if your vehicle is stolen and not recovered or beyond economical repair.

FULLY FLEX.

There's no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time – this is a simple monthly subscription that works for life today.

TRANSPARENT.

See what’s under the hood and understand what affects your premium with your unique WriskScore™.

EASY ACCESS.

Set up and manage your policy anytime, anywhere. It takes only a few taps and changes apply immediately – no waiting for paperwork or estimates or call centres.

NO HIDDEN FEES.

Make changes, renew, cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.

WHAT'S INCLUDED FOR YOUR ELECTRIC OR HYBRID MINI.

BATTERY COVER.

Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.*

CHARGING CABLES & BOX.

Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.*

TRIP HAZARD.

You are covered should someone trip over the charging cable while charging your car at home.*

KEY BENEFITS.

  • Guaranteed option of MINI Approved Bodyshop repair in the UK
  • Use of a courtesy car whilst your car is being repaired
  • Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • Roof Box cover up to £750
  • 24 hour UK recovery in the event of an accident
  • Replacement child car seats in the event of an accident
  • Sole glass replacement or repair will not affect your No Claims Bonus
  • Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
  • Up to £1,000 cover for replacement vehicle keys and locks
  • Cover for Personal Accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and Medical Expenses related to a car accident up to £500
  • Car contents and personal belongings cover up to £1,000

KEY EXCLUSIONS:

  • You must be aged between 17 and 85 years old
  • Minimum driver age of 30 years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models or Cooper S Works models
  • UK residents only. You must be able to pass an identity check at your address
  • Have had no more than three at-fault claims in the past five years
  • Have a maximum of three minor driving convictions in the past five years and no major convictions
  • Some high performance and higher value vehicles may require a Thatcham approved tracking device

​

*Terms, conditions and exclusions apply.

Please read the policy wording for full terms, conditions, exclusions and excesses.

MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 25 Moorgate, London, England, EC2R 6AY, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.

This insurance is underwritten by Highway Insurance Company Limited. LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford GU1 1DB. Tel. 0330 1239970.

MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.