Heading
Close X
Menu
At Sandal, we understand the importance of finding a BMW or MINI that’s perfect for you to get you in the driving seat, which is why we go beyond the drive to pass on our expert knowledge to help you buy the right BMW or MINI within your budget. Our finance specialists are available in both our centres to provide you advise finance options for all our customers. We listen to your individual needs and provide advice on how to build a bespoke finance package to suit your lifestyle.
There are several products to choose from, whether you are looking for lower monthly payments or shorter terms. We can offer a process that ensures all paperwork is completed by the dealership, without the need to send any documents away or wait for money to be transferred to your bank account.
This is the most popular finance option for customer who like to change their BMW or MINI frequently between 24 and 48 months before it depreciates.
What is the process?
At the end of the lease term you have a choice;
Why choose Personal Contract Purchase?
BMW or MINI Hire Purchase has no mileage restrictions. You can spend as much time on the road as you like and when you get to the end of your finance agreement, your BMW or MINI will be all yours*.
What is the process?
Why choose Hire Purchase?
This option offers you the option to have a BMW or MINI without the worry of ownership or depreciation.
What is the process?
What are the benefits?
Available only for selected BMW 7 series, BMW 8 series, BMW M and BMW i8 new models only. For those customers with a significant deposit and low monthly payments. Please speak to our sales team for qualifying options.
What is the process?
At the end of your agreement, you will be asked to choose between three options:
In both the first two options, 1 and 2, if the value of your car is more than what we estimated for you in the Guaranteed Future Value (GFV), you will benefit. If the market value is lower than our GFV estimate, you can choose to return the car to us with nothing further to pay, other than any excess mileage or damage charges.***
What are the benefits?
BMW DIVIDE TERMS AND CONDITIONS.
Sandal Motors (Huddersfield) Limited, trading as Sandal is a credit broker not a lender.
BMW Divide is available for selected 7 Series, 8 Series, BMW M and i8 models. New cars only. Ask your BMW Retailer for qualifying models.
Deposit of between 40% and 60% of the cash price is required depending on the vehicle financed. Representative 0% APR available on a 24-month BMW Divide agreement (subject to availability) Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Not available with any other offer. ‘BMW Divide’ is a form of hire-purchase agreement provided by BMW Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). You will have a 14 day statutory right to withdraw from the agreement. We commonly introduce customers to a selected panel of lenders including BMW Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice. BMW Divide not available with BMW Approved Used vehicles.
**We remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments.
*** If your agreement is regulated by the Consumer Credit Act, this contractual option will be in addition to your statutory right to end the agreement early.
