Heading
Close X
Menu
PROVIDING YOU WITH FINANCIAL PROTECTION SHOULD YOUR BMW BE WRITTEN OFF OR STOLEN
BMW Shortfall Insurance is 5 Star Defaqto rated and provides one of the highest quality offerings in the market
When you truly love your BMW, you want to protect it in the best way. That’s why we created BMW Protect, our comprehensive range of insurance products designed to help maintain that sheer driving pleasure, whilst protecting you from damage costs.
Within the suite of BMW Protect products is BMW Shortfall Insurance, created to protect your finances should your vehicle be written off due to an accident, theft or fire.
BMW Shortfall Insurance is designed to bridge the gap between the motor insurance settlement and either the amount you paid for your vehicle, or the outstanding amount due under your finance agreement if your vehicle is declared a total loss, whichever is the higher amount. BMW Shortfall Insurance covers you against losing out in these unsettling situations.
Key Benefits
- Cover available for 2, 3 or 4 years
- Additional limited cover (only for your finance agreement) between the end of your BMW Shortfall Insurance policy and up to the end of year 5, where your vehicle is financed for longer than the duration of the policy (Available for 3 and 4 year BMW Shortfall Insurance policies only)
- The insurance could pay up to £500 to cover any excess you have as part of your motor insurance claim
- Pay for your policy upfront or in 12 monthly payments (at no extra cost)
- Cover for accessories listed on the original purchase invoice for the insured vehicle that are present at the date of loss
- You have up to 60 days to purchase your policy after you have collected your BMW. Cover will start after you have purchased the policy
Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by BMW Shortfall Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy document.
GET YOUR QUOTE
Contact your participating local approved BMW Retailer and get your quote today.
For full terms and conditions of this product, view the policy wording document available online here >> or by calling BMW Protect Services on 0330 400 1514.
BMW Protect Services lines are open Monday to Friday 9.00am-5.30pm.
NEED TO MAKE A CLAIM?
In the unfortunate event that you need to make a claim, BMW Protect Services are available to assist you. If you purchased your policy before 1 April 2018, please call 0345 641 9735. If you purchased your policy on or after the 1 April 2018, please refer to the policy document for full details of how to make a claim.
